Find affordable auto insurance that works for you in California. Compare quotes from over 100 top companies.
Here’s what you need to know when driving in California
The average cost of car insurance in California is $1,810 per year — 18% more than the national average. Your car insurance premiums are impacted by more than just where you live. Underwriters generate auto insurance rates based on a number of factors, including age, driving history, marital status and credit score. The Zebra’s experts analyzed average California car insurance rates for each of the most common rating factors to help you find a policy that fits your needs.
Read on to discover how much auto insurance costs in California, or submit your ZIP code above to receive car insurance quotes personalized to your driving profile.
The best car insurance companies in California
Along with topping The Zebra’s Customer Satisfaction Survey, USAA received a score of 870 (out of 1,000) in the J.D. Power 2021 U.S. Auto Insurance Study for the state of California.
The cheapest car insurance companies in California
Cheapest full coverage insurance: Wawanesa
Cheapest for minimum liability: GEICO
Cheapest after an at-fault accident: Wawanesa
Dynamic auto insurance data methodology
California auto insurance laws
State minimum coverage
- Bodily Injury $15,000 per person
- Bodily Injury $30,000 per accident
- Property Damage $5,000 per accident
Optional coverage in California (varies by carrier):
- Loan/Lease Payoff
- Medical and Funeral Services
- Rental Car Reimbursement
- Roadside Assistance
- Uninsured Motorist Bodily Injury
- Uninsured Motorist Property Damage
California car insurance premiums by rating factor
California car insurance premiums for minimum coverage
Cheap auto insurance in California with bad credit
Cheap auto insurance in California with an at-fault accident
Cheap auto insurance for young drivers in California
California auto insurance rate by violation
California DUI laws
Low-cost car insurance after a DUI in California
Learn more about car insurance and DUI infractions.
California SR-22 insurance
How to get an SR-22 in California
For drivers who don’t own a vehicle
For drivers without a vehicle
Compare car insurance rates from California’s best companies.
Rates by city
Auto insurance pricing trends in California
YEARLY CAR INSURANCE RATE TRENDS IN CALIFORNIA
California car insurance FAQs
who has the cheapest car insurance in California ?
What is the average cost of car insurance in California ?
Why is car insurance is so expensive in California ?
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